Commercial Trucking Insurance Intelligence

Find trucking accounts your producers can actually place.

DOT Intel turns FMCSA records, insurance filings, safety signals, and insurer market activity into targeted commercial trucking insurance intelligence — helping producers know who to call, why now, what market may write it, and what risk story to prepare.

  • 1.7M motor carriers
  • 350K+ active for-hire
  • Every USDOT resolves
  • Insurance filing history
  • Renewal timing
  • Risk snapshots

Live data canvas

What DOT Intel sees right now

Live

Filings activity

Insurance + authority filings, last 52 weeks

52w

Insurance filingsAuthority filings+177 this week

Carrier coverage

Active carriers tracked, by state

AK
ME
VT
NH
WA
ID
MT
ND
MN
IL
WI
MI
NY
MA
OR
NV
WY
SD
IA
IN
OH
PA
NJ
CT
RI
CA
UT
CO
NE
MO
KY
WV
VA
MD
DE
AZ
NM
KS
AR
TN
NC
SC
DC
HI
OK
LA
MS
AL
GA
TX
FL
Low
High

Risk signal distribution

Carriers by BASIC alert exposure

n = 352K

41%
24%
18%
12%
  • Very low
  • Low
  • Moderate
  • High
  • Very high

1.7M

Motor carriers tracked

352K

Active for-hire carriers

1.89M

Insurance filings (rolling 4-yr)

32 / 56

Insurer parent / child

Aggregate counts reflect the live DOT Intel database. Time-series shape, state-coverage intensity, and risk distribution are illustrative previews of the live algorithms in active development — methodology + algorithm details at /methodology.

Free with signup

Start with a USDOT. Find the insurance opportunity.

Every USDOT resolves — all 1.7M FMCSA-registered carriers, not a sample. Look up a motor carrier and see the signals your team needs before prospecting, quoting, underwriting, or routing the opportunity.

Free account. No card required. Already signed up? Log in.

What you get on signup

Fleet + authority snapshot

Fleet size, authority status, and current insurer in one view — no tab-switching across FMCSA tools.

Filing history + renewal timing

Insurance filings, prior insurer, policy effective date — flag carriers in their renewal window before competitors. Renewal estimate ships Q3 2026.

Risk signal preview (v0.3)

BASIC alert exposure and 24-month safety panel today; calibrated risk percentile in next release.

Sample carrier report

This is what one USDOT looks like in DOT Intel.

No login required. Enter a real USDOT above to pull the live record — this illustrative example shows the one-view read your team gets: fleet, authority, insurer, renewal timing, a safety signal, and the next best action.

Lone Star Freight LLC

USDOT 1234567 · Dallas, TX

Active — for-hire, interstate
Fleet
12 power units
Drivers
14 drivers
Operation
General freight · 250-mi radius
Authority
Authority granted 2016
Current insurer
Progressive (Berkley papers)
Prior insurer
Canal Insurance
Renewal window
~74 days out
Filing on record
BMC-91X · $1M CSL
Risk signalModerate

Two BASIC alerts (Unsafe Driving, HOS) in the trailing 24 months; crash-free last 12. Reads steady, not deteriorating.

Opportunity

Entering renewal window with a carrier that recently tightened mid-fleet appetite — a fit-matched replacement market is worth a call now.

Next best action

Add to a renewal watchlist, pull the matched-market shortlist, and route to the producer who owns the Dallas territory.

Illustrative example — not a live FMCSA record. Live lookups resolve real carrier data. Premium figures shown anywhere in DOT Intel are illustrative, never a quote.

Look up a real USDOT

The problem

Trucking insurance teams are buried in fragmented data.

FMCSA, SAFER, BASIC, insurance filings, agency directories, fleet census, authority history — the signal exists in public data, but it lives across half a dozen systems with no shared key.

Producers

Chase accounts without knowing fit or renewal timing.

Burn the week researching fleets that won't match a carrier's appetite — power-unit count, garaging state, radius, safety profile, prior carrier — only to learn at submission.

Underwriters

Triage by manual lookup across eight FMCSA tools.

Same eight tabs, every account, every day: USDOT lookup, SAFER, insurance history, BASIC tables, the agency's submission email.

Carrier distribution

Cannot see which agencies and carriers are active in a market.

Territory plans run on anecdotes and stale appointment lists. Where the lift would actually pay off is invisible until someone leaves a competitor.

Territory managers

Rely on stale reports and anecdotal feedback.

Monthly production decks read like last quarter's news. Market share and insurer movement go unanswered between board meetings.

Wholesalers + MGAs

Waste cycles on poor-fit submissions.

Submissions filter back as appetite mismatches. The signal that would have caught it lives in three different agency CRMs, not in the submission.

Product + GTM leaders

Market signals are public, but not organized into action.

The data is there — fleet growth, authority changes, filing updates, appointment patterns. Nobody has time to roll it up into a watchlist before the quarter ends.

DOT Intel turns scattered trucking insurance signals into one intelligence layer.

The platform

From public filings to insurance intelligence.

Four steps that run continuously so your team opens the dashboard and finds the answers, not the raw data.

  1. 01

    Ingest

    Pull FMCSA filings, authority records, insurance history, safety signals, fleet census, agency data, and market records on each source's natural cadence.

  2. 02

    Normalize

    Clean, deduplicate, structure, and map records across carriers, agencies, insurers, locations, and parent companies — 32 insurer parents, 56 children, fleet sizing from active power-unit counts.

  3. 03

    Analyze

    Surface risk signals, renewal timing, prospect fit, agency distribution fit, carrier movement, and territory opportunity. Calibrated against FMCSA's own alert flags before any score is asserted.

  4. 04

    Activate

    Build watchlists, reports, prospect lists, recruit lists, alerts, and CRM-ready exports. Your team opens to answers — not to a tab of raw FMCSA tables.

One intelligence layer

One intelligence layer. Two focused workflows.

DOT Intel is the platform. DOT Carriers is the brand-specific lookup surface optimized for the wedge your team works in.

  • DOT Intel

    The parent intelligence platform for trucking insurance strategy.

    Cross-audience hub for producers, underwriters, distribution leaders, MGAs, territory managers, and product teams. Carrier + market intelligence in one surface.

    You are here
  • DOT Carriers

    Motor carrier intelligence for prospecting, underwriting triage, renewal timing, and quote prioritization.

    Carrier-first lookup surface for retail agents, wholesalers, MGAs, and underwriting teams. USDOT-driven; ranked-by-fit prospecting.

Built for your team

Different teams. Different workflows. One intelligence layer.

Each role gets a starting workflow tuned to the data they need — without rebuilding the same FMCSA + insurance + agency map from scratch.

Producers
Pain
Burning the week researching fleets that won't match any carrier's appetite — power units, garaging state, safety profile — only to find out at submission.
Signal
USDOT lookup surfaces fleet snapshot + insurance history + BASIC exposure + renewal-window flag in one screen. No tab-switching across FMCSA tools.
Action
Run a lookup → save to a renewal watchlist → pull the matched-market shortlist → call the account before competitors see the window.
Underwriters
Pain
The same eight tabs, every account, every day: USDOT lookup, SAFER, insurance history, BASIC tables, the agency's submission email. Manual and slow.
Signal
Carrier intelligence view consolidates the eight tabs into one read: authority, fleet, 24-month BASIC + crash, insurer history, prior carrier, filing count.
Action
Open the carrier-intelligence view → review the 24-month safety panel → route or decline in minutes, not hours.
Wholesalers / MGAs
Pain
Submissions filter back as appetite mismatches. The signal that would have caught it lived in three different agency CRMs, not in the submission.
Signal
Submission-DOT lookup pre-fills carrier fit + safety read in one screen. Match against bound markets' appetite before the submission touches a desk.
Action
Drop a USDOT in the triage view → see fit + risk + market match → accept, decline, or route with a rationale already written.
Carrier Distribution
Pain
Territory plans run on anecdotes and stale appointment lists. Where the lift would actually pay off is invisible until someone leaves a competitor.
Signal
Agency search by state + trucking-focus score + producer contacts. Carrier movement signals show where business is shifting before it shows up in production decks.
Action
Filter agencies by state + trucking-focus tier → export the recruit list → route outreach to producers with the highest appointment fit.
Territory Managers
Pain
Monthly production decks read like last quarter's news. Market share and insurer movement go unanswered between board meetings.
Signal
Territory intelligence view by state + class. Filing-update + appointment-signal feeds replace anecdotes with current insurer share, fleet-density shifts, and opportunity ranks.
Action
Open territory intelligence for your state → review the appointment-shift signals → update the territory plan with current data, not last quarter's deck.

Auditable signals

Auditable signals. Reports your team can actually use.

Every signal traces back to public FMCSA filings + insurance records + agency data. Method documented; algorithms version-tagged; nothing fake.

Sample report

Motor Carrier Profile

Available now

What it answers

Is this carrier a fit for our markets, what's their authority + fleet + insurance history, and how do they read on the BASIC exposure dimension?

Who uses it

Producers · Underwriters · Wholesalers

Preview sample report

Sample report

Renewal Watchlist

Beta

What it answers

Which carriers in our book or pipeline are entering their renewal window — and when?

Who uses it

Producers · Territory Managers

Preview sample report

Sample report

Agency Match Report

Beta

What it answers

Which agencies in a state write trucking + commercial-auto today, and which producers are the best entry point?

Who uses it

Carrier Distribution · Agency Development

Preview sample report

Sample report

Market Movement Brief

Available now

What it answers

What changed in our territory last week — filings, appointments, fleet shifts, insurer movement?

Who uses it

Product Leaders · Territory Managers

Preview sample report

Sample report

Market Disruption Alert

Available now

What it answers

Which of our accounts are insured with a carrier that just tightened appetite or exited a class — and which replacement markets fit them?

Who uses it

Producers · Wholesalers · MGAs

Preview sample report

Sample report

Reincarnation Risk Report

Roadmap

What it answers

Is this new venture a reincarnation of a prior revoked or troubled carrier — shared officers, address, phone, or inspected equipment?

Who uses it

Underwriters · MGAs

Preview sample report

Source data + refresh cadence

  • FMCSA records

    Full FMCSA universe — 1.7M motor carriers via MCMIS census + L+I authority files (SODA). 350K+ active for-hire.

  • Authority filings

    OP-1 / MX / FF authority status + history. Active vs revoked/dismissed.

  • Insurance filings

    BMC + BOC-3 filings — 1.89M in a rolling 4-year window across 612K carriers; insurer parent-child rolled across 32 parents and 56 children.

  • Fleet data

    Power units + drivers + operation type from MCMIS census; recomputed on each refresh.

  • Safety signals

    SMS BASIC measures + FMCSA's `_ac` alert flags + crash + inspection counts on a 24-month window.

  • Agency records

    1,887 agencies + 23,546 producer contacts via Seven16 Intel integration; trucking-focus scored.

  • Carrier ↔ insurer mapping

    Current insurer + prior insurer + policy effective date derived from latest BMC filing.

  • Refresh cadence

    Census + authority + current insurance status: daily. Insurance filing history: monthly (FMCSA file cadence). SMS BASIC + safety: monthly. Agency records: weekly.

DOT Intel computes derivative signals (Opportunity Score, Risk Signal, Renewal Window estimate) using a documented methodology — see /methodology for formula, source data, and validation gates. DOT Intel is not a federal safety rating system; FMCSA's BASIC measures and `_ac` alert flags remain the authoritative public safety signals.

Illustrative outcomes

Example outcomes from internal pilot data — your results will vary by territory, book, and workflow.

  • Cycle time

    Producer carrier-research time cut from 35 minutes per account to under 3 minutes (illustrative — internal pilot).

  • Submission quality

    Wholesaler decline rate dropped 22% when submissions pre-screen against carrier appetite (illustrative — internal pilot).

  • Territory coverage

    Distribution teams identified 4× more high-fit agency targets per state (illustrative — internal pilot).

Pricing

Start free. Scale when you need volume.

Free USDOT lookups and carrier reports with a signup. Upgrade when your team needs prospecting depth, territory coverage, or enterprise data access.

Free

$0

USDOT lookups + basic carrier reports

Start free

Starter

$49/ mo

Prospecting credits + renewal watchlists

Get started
Most popular

Producer Pro

$99/ mo

Full carrier intelligence + matched-market shortlists

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Niche Builder

$199/ mo

Territory intelligence + segment watchlists

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Agency Team

$399/ mo

Team seats + agency distribution intelligence

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Growth Agency

$799/ mo

Full platform + market movement briefs + API access

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Enterprise

Custom

Custom data scope + dedicated support + SLA

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Pricing is in active development — final numbers may adjust before public launch. All plans include free USDOT lookups.

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Turn trucking market data into growth intelligence.

Start with a free USDOT lookup or explore the full DOT Intel platform for carriers, agencies, territories, and market signals.