The Platform

An intelligence layer for commercial insurance decisions

DOT Intel transforms federal regulatory data into structured market intelligence that distribution, underwriting, and product teams can act on every day.

How It Works

From regulatory data to distribution intelligence

DOT Intel follows a four-stage pipeline that turns raw FMCSA filings into the signals your team needs.

1

Ingest

FMCSA regulatory filings, carrier authority records, insurance history, and fleet census data flow into DOT Intel daily.

2

Normalize

Raw data is cleaned, deduplicated, and structured into carrier profiles, fleet records, and market segments with full audit trails.

3

Analyze

Algorithms surface patterns: appetite shifts, competitive movements, cancellation trends, and territory opportunities.

4

Alert

Actionable signals are delivered as alerts and intelligence feeds to the teams and workflows where decisions happen.

Capabilities

What we do with FMCSA data

DOT Intel turns federal regulatory filings into the underlying capabilities that power distribution, prospecting, and underwriting workflows.

Command CRM + Lead Capture

A built-in CRM for the 1–15-seat agency: personal capture links that land verified, auto-populated leads (each carrying the carrier's full data for custom emails and letters), a drag-and-drop pipeline board with per-stage value, tasks, and Today's Signals on the accounts you watch.

Email from your own domain (BYO)

Send from your agency's own domain, not a shared one — your brand, your deliverability, replies straight to you. A guided DNS setup (subdomain-first, so your everyday mail is never touched) verifies your sending domain; then campaigns and nurture sequences run through Seven16 Email and one-off business emails send in one click.

Submission Desk → send to underwriter

Build a trucking submission packet — account plus driver, power-unit, and trailer schedules, typed or bulk-imported from Excel — with a readiness score and Placement Fit ranking. Then send it to the underwriter from your own domain in one click, the filled workbook attached, logged to the carrier's CRM timeline.

Prospect Builder (Lead Engine)

Mart-backed search across the FMCSA universe by state, ZIP, fleet size (1–3 / 4–24 / 25+ power units), insurer, estimated renewal window, and observed coverage-change signals — every result carrying a deterministic lead reason and a recommended next step.

Carrier corpus search & filter

Search the FMCSA universe by name, DOT, state, fleet size, or insurance status. Drill into the full carrier profile in two clicks.

Insurer parent / child rollup

See who actually carries each policy under the insurer family tree — Progressive, Great West, Berkshire Hathaway, and 50+ child brands mapped to their parents.

Fleet sizing intelligence

Power-unit band distributions across the corpus. Owner-op, small fleet, mid-fleet, or 100+ PU — see how each band is concentrated by state and insurer.

Cancellation & filing signals

Every insurance cancellation and new filing in the FMCSA stream. Identify carriers with no current coverage today, not after a competitor finds them first.

Authority & safety lookup

Granted dates, ratings, operation classification, hire authorization, and inspection history. Full underwriting context in one view.

Territory density mapping

Top states by carrier count, click-through to filtered carriers, see where supply outpaces (or underwhelms) competitor distribution.

Benefits by Team

What each team gets from DOT Intel

Distribution Leaders

Territory planning backed by fleet population data and competitive density, not last year's production numbers.

Underwriting Teams

Faster submission triage with pre-populated FMCSA data, safety scores, and authority status.

Territory Managers

Walk into every agency meeting with market-specific intelligence about competitors, fleets, and opportunities.

Agency Development

Targeted recruitment lists based on agency production patterns and territorial alignment.

Producers

Prospect fleets with expiring coverage before the competition knows the policy is cancelling.

Product Leaders

Size market opportunities and validate new program designs against real fleet population data.

FAQ

Common questions about DOT Intel

DOT Intel ingests data from FMCSA regulatory filings, including carrier authority records, insurance filings, safety ratings, inspection history, and the Company Census. Data is refreshed daily from Socrata API feeds and supplemented with periodic MCMIS downloads for specialized datasets.

Core datasets — carrier authority, insurance filings, and the Company Census — are refreshed daily from FMCSA's Open Data feeds. Some specialized datasets (e.g., safety/inspection history) update on a weekly or event-driven basis. Observed cancellation signals appear in the next daily refresh after FMCSA publishes the filing.

No — DOT Intel includes the Command CRM (lead-capture links, a pipeline board, tasks, and daily carrier signals) and lets you send email from your own agency domain, so lookups, leads, follow-up, and underwriter submissions all live in one place. You can also export any list to CSV for use elsewhere. External CRM sync (Salesforce, HubSpot) and API access are on the roadmap for larger teams.

The current release focuses on commercial trucking and transportation, where FMCSA data provides the richest intelligence. Expansion into workers compensation and broader commercial auto is on the roadmap.

Checking FMCSA directly gives you one carrier at a time. DOT Intel monitors the entire market continuously, surfaces patterns across carriers and territories, and delivers intelligence as actionable signals rather than raw regulatory records.

See the platform in action

Schedule a walkthrough with our team and see how DOT Intel fits your workflow.