Intelligence that fits how your team works
Find accounts in their estimated renewal window, pounce on recent coverage changes, segment fleets by 1–3 / 4–24 / 25+ power units, target states and ZIPs, and prep the call with clear lead reasons — built for producers, wholesalers/MGAs, underwriters, and carrier and program strategy teams.
Retail Agents
Prospect Smarter with Carrier and Fleet Intelligence
Get high-quality trucking leads with the signals to match a fleet to a market's appetite — then print the FMCSA record to submit with your application.
Retail producers spend hours researching carriers before every call. DOT Intel's Prospect Builder turns that into a search: filter the FMCSA carrier universe by estimated renewal window, state, ZIP code, fleet size (1-3, 4-24, or 25+ power units), and current insurer. Every lead carries a plain-English reason to call and a recommended next step.
For any carrier you can see which insurance companies might fit the fleet's size and profile, catch newly authorized carriers and carriers that recently lost coverage, and print a clean FMCSA carrier report — authority, fleet, insurance history, and safety signals — to attach to your submission. Contact details stay gated until you choose to unlock them.
Outcomes
Cut per-prospect research time dramatically. Lead with a real signal — estimated renewal timing or an observed coverage change — instead of a cold name. Reach fleets that fit your markets' appetite before competitors do.
Wholesalers & MGAs
Triage Trucking Submissions Faster, Before You Quote
Pull the FMCSA read on any incoming trucking submission — authority, safety, fleet, and coverage history — so you can prioritize the accounts worth an underwriter's time and route the rest quickly.
Wholesalers and MGAs see more trucking submissions than they can deep-dive. DOT Intel gives you a fast, consistent read on each one by USDOT: authority status, fleet and equipment profile, insurance-filing history, current coverage, and FMCSA safety signals (SMS BASIC measures, inspections, and crashes) — in one view, before you spend underwriting time.
Use it to prioritize which submissions to work first, spot fleets whose profile fits your carriers' appetite, and flag authority, safety, or coverage red flags early. It's directional decision-support built on public FMCSA and related filing data — it does not replace underwriting judgment or produce a quote, binder, or guaranteed outcome.
Outcomes
Prioritize submissions in minutes, not hours. Bring a consistent FMCSA read to every account. Match fleets to carrier appetite before quoting — without waiting on a full underwriting workup.
Underwriting Leaders
Sharpen Risk Selection with Market and Fleet Intelligence
Bring FMCSA safety, authority, and insurance-filing intelligence into your risk-evaluation workflow — a stronger file to review and price.
Underwriting teams in commercial trucking need more than loss runs and applications. DOT Intel surfaces a consolidated risk read on a file: authority status, fleet and equipment profile, insurance filing history, and FMCSA safety signals (SMS BASIC measures, inspections, and crashes) in one view.
That lets teams triage submissions faster, flag deteriorating risks earlier, and see the wider market — including insurer carrier-of-record share shifts (from FMCSA filing counts, not premium) and appetite-change signals that show where a class or territory is tightening or opening. Scores are illustrative context built on public FMCSA data, never a quote, binder, or federal safety rating.
Outcomes
Faster submission triage with pre-populated fleet data. Earlier identification of deteriorating risks. Portfolio- and market-level visibility into carrier-of-record share shifts and appetite changes.
Carrier & Program Strategy Leaders
Size the Market and Read Competitor Movement from FMCSA Filings
Understand where the addressable trucking fleet actually is by state and fleet segment, and how insurer carrier-of-record presence is shifting — grounded in public FMCSA filing data, not premium.
Carrier and program strategy leaders plan territories and appetite with incomplete market data. DOT Intel gives you a structured, filing-based view of the trucking market: the fleet population by state, ZIP, and power-unit band (1-3, 4-24, 25+), insurance penetration and addressable gaps, and which insurers hold carrier-of-record positions where.
Use it to size opportunity in a state or fleet segment, see where insurer carrier-of-record presence is growing or shrinking, and prioritize territories on real filing activity. All figures are carrier-of-record counts from public FMCSA and related filings — a directional signal, not a measure of premium, loss ratio, or profitability.
Outcomes
Size territories on real fleet population. Read insurer carrier-of-record movement by state and segment. Prioritize where the addressable market and coverage gaps are largest — no premium or loss-ratio guesswork.
Product Leaders
Design Products That Match Real Market Demand
Ground new program design in demand-side signal: where trucking fleets sit by segment, how insurer carrier-of-record concentration varies, and where coverage is lapsing — from public FMCSA filing data.
Product leaders can use DOT Intel to size fleet segments by state and power-unit band, measure insurer carrier-of-record concentration, and track coverage-change signals that show where fleets are losing coverage.
That grounds program design in real filing activity rather than anecdote — size an opportunity before committing development resources and pressure-test appetite hypotheses against actual FMCSA fleet and filing data. Figures are carrier-of-record counts and directional signals, not a measure of premium, loss ratio, or profitability.
Outcomes
Program design grounded in fleet population and insurer carrier-of-record concentration. Faster validation of new-product hypotheses. Coverage-gap and coverage-change signals to inform appetite planning — without premium or loss-ratio guesswork.
Territory Managers
Prep Every Territory Conversation with FMCSA Market Intelligence
Walk into territory and account conversations with the fleet population, insurer movement, renewal-window targets, and recent coverage changes for that market — in one prep view.
Territory managers piece market context together from multiple sources. DOT Intel consolidates the trucking market for a state or territory: fleet population by size band, insurance penetration, insurer carrier-of-record presence and movement, carriers in an estimated renewal window, and fleets with recent coverage changes.
That turns prep into a single workflow — walk in knowing which fleet segments are largest, where coverage is changing, and which accounts have a timing signal worth a conversation. It's directional intelligence from public FMCSA and related filing data, built to make the conversation sharper.
Outcomes
Cut prep time with one market view per territory. Lead with fleet population, insurer movement, and renewal-timing signals. Bring account-level conversation starters grounded in FMCSA filings.