Motor Carrier Insurance History
Insurance history for any motor carrier — from live FMCSA filings.
Enter a USDOT and see the complete insurance filing record: current insurer, prior insurer, BMC types, coverage limits, and insurer-change patterns. 1.89M filings normalized and searchable.
What the DOT Intel insurance history view shows.
- Current insurer derived from the latest active BMC filing
- Prior insurer and policy effective date from the filing record
- BMC-91, BMC-91X, BMC-34 filing types — all indexed
- CSL coverage amount from each filing
- Insurer parent-child rollup — 32 parents, 56 child brands
- Filing continuity — gaps and lapses visible in the timeline
- 1.89M filings in a rolling 4-year window across 612K carriers
Why insurance history matters.
Underwriting triage
Frequent insurer changes, coverage gaps, and lapses are underwriting signals. DOT Intel makes the pattern visible before the submission reaches your desk.
Prospecting timing
A carrier whose current insurer just tightened appetite — or whose policy is approaching renewal — is a live prospecting opportunity. The filing record tells you.
Competitive displacement
Market disruption alerts flag accounts insured with a carrier that recently exited a class. Know before competitors do.
Reincarnation detection
Prior insurer + authority history + officer names from FMCSA census data together surface reincarnated carriers with prior troubled histories.
Look up any USDOT — free.
Free to start. Insurance history for all 1.7M FMCSA-registered carriers in the DOT Intel database.