Commercial insurance intelligence, built from the ground up
DOT Intel exists because commercial insurance distribution still runs on fragmented data, manual research, and delayed market signals. We are building the intelligence layer the industry needs.
Our Story
Why DOT Intel exists
Commercial insurance distribution is a $200 billion market built on relationships. Independent agents, carrier distribution teams, underwriters, and wholesalers work together to place coverage for businesses across the country. But the data that should inform those relationships is scattered across regulatory databases, carrier systems, and industry reports that are difficult to access and even harder to act on.
The result is predictable: territory plans based on last year's numbers, agency recruitment based on relationships rather than data, underwriting decisions that miss early risk signals, and competitive intelligence that arrives too late to matter.
DOT Intel was founded to solve this problem. We started with FMCSA regulatory data — the richest public dataset in commercial transportation insurance — and built an intelligence platform that turns raw filings into structured, actionable market intelligence.
Our platform tracks 1.7 million DOT-numbered carriers — 352,000+ active for-hire — and has processed 7.4 million historical insurance filing records, with 1.89 million in a rolling four-year window mapped across 32 insurer parents and 56 child brands. Census, authority, and current insurance status refresh daily; insurance filing history and safety signals refresh monthly. We deliver this intelligence through modules designed for specific insurance workflows: prospecting, territory planning, underwriting triage, competitive analysis, and market opportunity identification.
We are building DOT Intel for the insurance professionals who understand that better data leads to better decisions, and that the teams who see the market first will be the ones who win.
Our Mission
Make the commercial insurance market visible, measurable, and actionable
We believe that every distribution leader, underwriter, and producer deserves the same quality of market intelligence that has historically been available only to the largest carriers with dedicated analytics teams.
What Drives Us
Principles that shape the platform
Visibility First
You cannot manage what you cannot see. DOT Intel makes the commercial insurance market visible to the people who need to make decisions about it.
Specificity Over Generality
We build for the specific workflows of insurance professionals, not generic business intelligence dashboards.
Speed to Insight
Market signals lose value with every hour they sit unprocessed. Our architecture is built for daily data freshness and immediate access.
Distribution Alignment
The gap between carriers and agents costs the industry billions in missed opportunities. Better shared intelligence closes that gap.
Leadership
Built by insurance and technology professionals
Our team combines deep commercial insurance distribution expertise with modern data engineering and product development. More details coming soon.