Commercial Auto Underwriting
One-screen underwriting read for any commercial auto account.
DOT Intel consolidates the eight tabs underwriting teams flip through — USDOT lookup, SAFER, insurance history, BASIC tables, and authority records — into a single carrier-intelligence view. Enter a DOT and route or decline in minutes.
What underwriters see in one screen.
All signals from FMCSA — no proprietary data sources, no black-box scores.
- Fleet size and vehicle type from FMCSA census
- Authority status — active, revoked, pending, or dismissed
- Current and prior insurer with policy effective date
- BMC filing history — coverage limits and filing continuity
- BASIC alert exposure — Unsafe Driving, HOS, Vehicle Maintenance, and more
- 24-month crash and inspection count from FMCSA SMS
- Out-of-service rate vs. national average
- Operating radius and cargo class from MCS-150
DOT Intel is not a federal safety rating system. FMCSA's BASIC measures and alert flags remain the authoritative public safety signals. See methodology.
Built for commercial auto underwriting teams.
Submission triage
Pre-screen submissions by authority status, fleet size, and BASIC exposure before the file reaches a desk. Decline the clear no-gos in seconds.
Risk snapshot
24-month safety panel surfaces crash count, inspection frequency, and OOS rate in context — not just raw FMCSA numbers.
New-venture detection
Cross-reference authority age, fleet size, and MCS-150 filing date to flag high-risk new ventures before binding.
Start with a free lookup.
Free to start. Full carrier intelligence for any of the 1.7M FMCSA-registered carriers.